America is losing a billion dollars every year to id theft, based on the Australian government, and nearly 90 % of Americans are reported to be concerned about having their identity stolen.
With id theft reputed to be the fastest growing crime globally, precisely what is being done to protect Americans from the growing menace posed by identity fraudsters?
The National Identity Security Strategy (NISS) was designed by the Australian Government in 2005. This Fake Driver License aims to tackle identity crime committed with the use of fake identity documents, including passports and drivers’ licenses. Beefing up the ability of Australian authorities to identify fake identity documents lies at the heart of the strategy. Fake identity documents are utilized by fraudsters to steal benefits, including Centrelink payments, and money through the banks.
$28 million dollars has become pledged for the roll out of the National Document Verification Service, a key plank from the NISS. The service will likely be an online system for checking the authenticity of identity documents, and are accessible by government departments. It may be presented for the private sector, which will help banks as well as other companies verify the identities of clients. The service will enable government officials to make certain documents presented were actually issued and the details contained within options are accurate.
Biometrics, a method of utilizing the physical attributes of men and women to verify their identity, is increasingly being deployed by governments and private companies to combat identity fraud.
Australia’s immigration service, the Department of Immigration and Citizenship, is collecting biometric data on new migrants. It is actually expected the assortment of biometric details on ‘non citizens’ – such as photos, fingerprints, and, iris scans – will help national and international efforts to tackle identity fraud. The physical specifics of new entrants are being stored on the DIAC database, referred to as Identity Services Repository.
Plans for any welfare services identity card system costing greater than $1billion dollars were scrapped at the end of 2007 pursuing the election from the Rudd Government. The Howard Government planned to give every Australian a biometric smartcard, including photo and individual health insurance and welfare number. It was considered by many people to be an identity card scheme in disguise. Reports suggested the smartcard scheme could have been ‘piggybacked’ by private companies, like banks and finance institutions, as a way of tackling identity fraud.
The usage of voice authentication technology to tackle call centre identity fraud will be researched by boffins in the University Of Canberra. The university’s biometrics scientists are working on systems which may enable companies to verify people utilizing their voice patterns. This may avoid the requirement to send sensitive private information abroad, reducing the potential risk of Aussies falling prey to identity fraudsters targeting call centres.
Tough new money laundering laws, which came into force after 2007, will spot tighter identity checks on Australians when opening new bank accounts, using casinos or purchasing travellers cheques. It is actually expected the Anti Money Laundering and Counter Terrorism Finance Act will assist you to combat identity fraud in Australia. Financial organisations have to meet the strict identity check requirements of the legislation at the end of 2008. This act brings Australia into line along with other countries, like the UK wzczxl US, that have strengthened their money laundering rules.
The publication of court judgments on the internet has led the NSW Supreme Court to change the way it writes judgments. Personal identifiers, like birthdates and addresses, which can be utilized to commit identity fraud will no longer be published in judgments.
Among the advice in the government’s identity fraud self-help guide “ID theft kit” is the need for consumers to regularly check their credit score to aid spot any fraudulent activity committed against them. A free credit history can be accessed each and every year by writing for the credit reference agencies.